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December 2020 Guide to Getting A Driving License at SSDC

When I was researching online about how my driving journey for class 3 license as a school student would be, I discovered that while there were a lot of tips scattered here and there, cohesive guides were rare and outdated with varying degrees. There were even fewer regarding SSDC, which is more ulu than the 2 other driving centers. Thus, I promised myself to the higher powers in the world that when I pass the test, I will give back to society and write an updated guide as of December 2020 about what is the current situation like. Three things to note: First, there were still many changes and updates even during my 3.5 months journey the driving school, and you should expect many more to come. Secondly, this is after COVID circuit breaker era, so to the future you who are reading this, hopefully, the pandemic is over and there may be changes, but changes in this aspect should be unimportant. The third thing, I have coordination issues, which made my driving journey a lot more difficult, just a little something to take into consideration when listening to my story. Heads up, getting a license in Singapore is filled with LOTS OF hassle, so be prepared. Without further ado, let’s start!
The first hurdle you need to clear is to register an account and pass your BTT. Their steps overlap so I will explain them together. What do you need to start an account? Paylah and at least $2K (Ok, you don’t technically need so much cash to start the account, but it’s important to have, explain later). Go to the SSDC website, register an account online. You will pay a lump sum for all the miscellaneous things, which includes the eye test and the BTT & FTT theory book (so don’t buy!). I always paid using Paylah. You have an account now, good. It’s a bit confusing hereon. I will list the steps before I explain why.

One question that has no answers elsewhere is: If you watch the videos online, do you still need to go for the physical theory classes? Answer is: No. You either watch the videos online OR go and attend physical classes, and you only need to do one of them. Obviously, I chose the videos, and I watched them right away I registered my account. You have to watch for at least a few seconds before you can proceed, and there is a mini quiz after each section which you have to get all correct for. In my opinion, BTT is not difficult, but those people who think they can pass with sheer common sense are very mistaken. You need to study for it.
After you watched the videos, you think you can book the theory mock test, right? No, you need to pass your eye test before they allow you to book the mock test. For me, I registered my account on a Saturday. I studied the BTT with the e-PDF BTT theory book over the weekend. Then, hopefully, when I go to SSDC to do the eye test on Monday, I can try to see if I can book a mock test right afterward and pass it on the same day.
On Monday, I went to SSDC. A simple layout of SSDC. Level 1 is the lobby and the traffic police department. All your real-deal tests like BTT, FTT, and the eventual PT, as well as the actual test circuit, are all on level 1. Don’t go to the wrong level. Level 2 is parking I think, but I never went there as there is an escalator that takes you straight from level 1 to level 3, which is where you will spend the majority of your time. Level 3 is the reception for SSDC, as well as the place to report for your driving lessons. Level 4 is classrooms for theory lessons, BTT & FTT trial practices, and mock tests (TTT), as well as the simulator lessons. Level 5 is the roof, mostly for motorcycles and sometimes driving lessons for cars.
Due to COVID, they will usually ask everyone about their intentions before letting you into the lobby. When I went, I was stopped right there. Apparently, they strongly encourage you to book an appt before coming, and they don’t really allow walk-in. However, since I was there already and have nothing on for the rest of the day, I asked if I can just wait. They said okay. So, I took a queue number joined a group a people waiting in the lobby… for the chance to proceed to the third floor! Yes, you are not even at the reception yet, you’re just queueing for the chance to go to the third floor. Why didn’t I choose an appt? The next appt date is a whole week later! I decided to just sit there and study for my BTT. Do note if the lobby is filled up, they won’t even let you enter to wait. My visit from the start till the end took 3 hours. Damn tired. However, if you come at a quieter time (like early morning once they open, after 3:30 on Tuesday- Thursdays), your waiting time can be shortened to about an hour. If you want anything shorter than this, book an appointment. Do not come at 2:30 pm, cause 2:30 - 3:30 is their break time. So I waited in the lobby, wait wait wait, got to go to level 3 to queue to get ANOTHER queue number, wait wait wait, then I finally get to a counter. They did my eye test and later take a photo. NOTE! This photo they are taking right here and now is the photo that will eventually be on your license! I read online from old guides that they always take the photo after their PT, so I thought this photo would just for the school’s internal record booklet, so I just anyhow take. The photo was a nightmare. I was so horrified when I realised this fact that I ran down to SSDC right away to retake a photo that shows me as a human. The one important question they will ask you throughout the registration is if you will take manual or auto, so make yourself clear. Can you change it later? Yes, for a fee. Should you take manual or auto? Well, well, well, no offence to newbies but I am so sick of this question and the whole argument around this. I will explain this at the end if I still remember. Anyway, I chose manual. If you choose manual (class 3), you will get a blue booklet. If you choose auto (Class 3A), you will get a pink booklet. Talk about stereotypes. This is just the beginning. In my opinion, there are a lot of implicit and underlying gender stereotypes in the whole SSDC for both females and males. It’s not outright rude or unacceptable, but I just haven’t been anywhere where I have to face gender stereotypes in such a way for a long while. Anyways, don’t lose that booklet. It’s a booklet to record your progress, and in my opinion, for you to keep a record of who are the good and bad instructors.
Finally, you’re done… with registering your account. Phew. I didn’t get to book a TTT session (theory trial test-> the schools' internal practice or mock test sessions) that day, but I got one the next day. I do stand by the advice that it’s best if you book 2 TTT sessions back-to-back. For each session, when you sit in front of the computer, then you need to decide whether you want to do a practice or a mock test. If you have 2 sessions as advised, do a practice for the first one before doing the mock test for the second session. I thought I was well-prepared, so I just did the mock test straightaway. Passing mark for mock test is 46 marks, and I scrapped past with 46 marks, and this was even after I’ve done a lot of mock tests online. I was surprised! I thought I was well-prepared until I started the test. I was shocked to found out that the questions don’t ask you directly things from the book! Sometimes, they even test you things that are not stated clearly in the book, but things you will infer from the book. If you think you just memorise the book can already, no. You have to get used to THE WAY the questions were asked. Learning the book is basic knowledge, but to pass the test, you have to do a lot of questions. After this, I went to popular and bought the printed question bank, and did all the questions. When you have passed the mock test, you can finally book the real BTT test. The waiting time depends on the availability of slots. I registered on 23/08/2020, pass my BTT mock test on 25/08/2020, and passed my BTT real test on 03/09/2020. It took a little more than a week, and I’ll say I’m lucky. Expect more waiting time. This journey will train your patience more than your driving skills.
For the BTT real test, go to level 1! Wait at the area in front of the counter for the TRAFFIC POLICE department. There are some signs on the chair asking BTT/FTT students to wait there. Just wait. Close to the test time, some people will come out with a list and call your name. Show them your IC, squeeze some sanitiser onto your hand, go in, and pass the test. Then, if you have Singpass, register your PDL online. They will say wait until the next day, but impatient me found out that you just need to wait a few hours to register for the PDL.
When I got home, my mother asked if I have passed my PT. I told her, after all I’ve been through, I haven’t even touched a car yet. But that’s coming up next.
After you get your PDL, you can take driving lessons and prepare for FTT at the same time, which was what I did. Since FTT is largely similar to BTT, I will explain FTT first. So, you need to study for your FTT, pass mock test, pass real FTT test. FTT is more difficult than BTT, so be prepared. I studied the book, bought the question bank from popular, did 1 practice session, passed my mock test, and finally cleared my real FTT test will full marks. It’s not super hard, but please don’t underestimate these tests. That’s the failures’ undoing. More importantly, it takes such a long time for retests, so why would you want to waste your time? I was just super eager to get these miscellaneous things over and done with asap.
Finally, let’s move on to the real thing, the driving lessons.

Now, remember what I said about having $2K aside when you start this whole thing? Yes, that’s coming. When the system update my PDL and it finally lets me try to book a driving lesson, I was horrified to find out that the next available slot is *drumroll* 1 month later. Yes, 1 month later! What?? Right there and then, I was ready to cancel my account and go private. However, I remember a previous guide saying that some people will cancel their slot at the last moment. So now, I’m going to impart the ultimate skills to combat this system. Come, my disciples.
You want a slot and it’s available, you book it. You don’t want a slot? Cancel it. However, you can only cancel slots 3 days in advance. If you find out you can’t make it for a timing less than 3 days in advance, you enter the try sell period. This means that you put your slot back up on the market for sale. If someone buys it, good for you and the money is refunded back to you. If no one buys it, you have to attend the slot or waste the money. Now, almost every night, there is going to be someone who can’t make it for tomorrow’s slot, and that’s where you come in to snap that up. That’s also how I booked my first slot just a day later at 05/09/2020, and also how I booked the majority of my slots thereafter. However, if you have a relatively stable schedule, those lessons which are available 1 month later are still very important to you. Thus, you can just dump $2k into your account, and book all the slots 1 month later. Advisable to book about 20-25 slots from the onset, yes from the very first lesson. Don’t wait until later to book. You will prob need at least 20 lessons on average to clear. Then, when you find a try sell lot closer to you, you cancel the slot which is furthest away (no need for try sell if its more than 3 days away, you will be refunded immediately in this case). Your schedule is NOT fixed, in fact, it’s always changing. You found a better slot timing? Cancel this slot and change for that slot. Slot can appear at any time for any day, and it’s an always-changing market, so keep a lookout for it. If you are like a post-a level kid who have too much time on your hand, just camp there, and you will get all the slots you need. Just a thing to take note, if you can try selling your current slot for another try sell slot, you’re gambling. If you cannot sell the slot you don’t want, you will waste money, so take the stakes into the consideration and choose for yourself. Prices are different for peak and non-peak periods. To book all these slots, you will need at least about $2k. Don’t worry, you will get the unused balance back as cash after you pass your PT. If you top-up online, there is an additional $1.07 per top-up, and max top-up $500 each time. Might be nice to top-up at the counter when you get your booklet right at the start.

Now, about driving lessons and driving instructors. In my experience, there are 3 groups of instructors spread across the spectrum of good to bad. On the good side, there are really earnest, nice and patient instructors that will make learning driving fun even if you really suck at driving (like me). There are those which are neutral, they do their job, but nothing outstanding about them. Then, there are those really bad ones. Impatient. Bored. Distracted. Take long breaks. One even left for a toilet break for like 15 minutes. Hey, I didn’t pay for those 15 minutes for you to go to the toilet. But if I have to choose, the most horrible are the ones that are impatient and scold you for making mistakes. And that, my friends, was how my first lesson started. Yes, with the most horrible instructor.
So, I was excited to touch the car for the first time. To be fair, he is not intentionally nasty, but in my opinion, it doesn’t negate the fact that he made my experience horrible. He drove me around the 3rd and 5th floor circuit just to show me around, all the while asking me questions about myself. That was find, but I had a strong feeling he was asking those very stereotypical questions (where school you graduate from? What is job? What car does your father drive?) Pfft. How come you assume only my father drives? Then, instead of introducing to the manual car, he started on a 2 hour persuasion talk on how I should convert to auto. Even in my eagerness/good mood for the first lesson, I was very annoyed by him towards the end. To top it off, he said that since I’m a girl, there’s no need for me to learn manual, and auto will be enough. Like *bleep* you, who the *bleep* are you to determine what’s enough for me? If you tell your daughters to learn auto, that’s your problem, but my parents brought me up to choose the option with more potential, even if that’s the more difficult one. (To be clear, I’m NOT against learning auto. I’ve considered that too. I’m just pissed off by him). Besides, don’t you think a 24-year-old woman is a bit too old to be called a girl? Girl?? I know I look baby-face la, thank you, but please address me appropriately. I didn’t call you an uncle just because you look like one, right? Yes, by the end of the lesson, I didn’t have the excitement or exhilaration mentioned by other learners, I just want to get this over and done with and get out of the car. When I was stopping the car, I released my clutch too quickly again and the car stalled. In that exact moment, I knew he was going to go on and on and on about the manual/auto thing, and sure enough, the next moment he started saying that if I should learn auto since I don’t have to worry about the clutch. Do you know he even went so far as to tell me the fee for switching to auto and told me I just had to counter to ask them that I want to switch to auto? I was thinking *bleep* you! Did I say I want to convert??? *bleep* you! You like auto so much you go and teach auto la! Why come to manual and waste MY time and money. I was displeased.
With the try sell slot, I got another slot the next day, and I was so relieved that there was another instructor. This instructor was TOTALLY different from the auto promoter. The only question he asked me was “where did you stop the last lesson?”, and the lesson starts straightaway. I learned a lot from him, and the lesson was much better.
My third slot was on the third day. This was downright the most horrible lesson I’ve had throughout my journey. This was my first night time lesson, and I wanted to try if I am able to take lessons after work, and also learn at night. My slot was from 6:20- 8:20 p.m.. When I saw my name next to the car number I had for my first lesson, my heart sank and I texted a string of vulgarities to my friend as I head to my car. Yes, it was horrible. It was hot and stuffy in the evening with the masks on, no air-con as the windows had to be rolled down for COVID. That instructor had even less patience than before, though he didn’t mention auto as frequently as before. He didn’t “scold”, but his impatience was so obvious. I was tired from work, and I couldn’t focus as well-> more mistakes, more impatient comments. I was uneasy from driving at night at that dreary industrial building as I was worried about. All these piled together and I felt absolutely horrible when the lesson ended. It was till the point that I even thought about giving up, though I know I will get over it after a good night’s sleep, which I did.
The next morning, the first thing I did was to cancel all the nighttime slots I’ve prebooked. The only right thing auto promoter said was it’s harder to see in the circuit at night, and since none of the PT takes place at night, it will be better to take my lessons during the day. The next thing I did was to research how to block auto promoter. Though my own fatigue and uneasiness contributed to the previous night’s terrible experience, he was a big factor too. I know he doesn’t mean to be mean, but that’s not my problem. I don’t want to see him again. However, it would involve going to the head instructor’s office and telling him and I want to block this instructor, and that’s kind of bad too. doesn’t help that the office is in plain view of all the cars, so argh, I didn’t block him in the end, but I tried to book all my instructors for each lesson thereafter. In any case, I didn’t see him again. Booking your instructors cost an additional $8+, which may seem a lot. However, in my opinion, getting a not-so-good instructor can waste your whole 2 hours’ time and money. Might be better to just pay $8 for a good instructor.
I just want to be clear that not all the instructors are bad. There are some angel instructors, who never ever said a bad thing even when I made horrible mistakes repeatedly. They patiently guided me to do it again and again until I get it right, and we cheer together. There are also instructors that are a mix, they teach very well, but they will also disappear for toilet breaks or end lessons a bit earlier. That’s your choice. It’s a pro and con of learning at school, where you can try various instructors. This means bad instructors at some times, but it also means you can learn different skills from different really good instructors. It’s important because I found that another instructor can find out and pinpoint what the previous instructor didn’t notice, and if you gather all their opinions together, it will really help you to prepare well. I will go more into auto/school later if I feel like it.

In school learning, there are 33 parts categorised into 4 sections. You can clear multiple parts in 1 lesson, but there are also some parts which is compulsory minimum 1 lesson per part. Once you clear part 2, you can go for simulator lesson. Once you clear part 3 (which involves a mock PT test), you can go to the counter to pre-book your PT. Once you clear part 4 (more mock PT tests), you can book PT by yourself online. Given the long queue at the counter, you might as well just try to clear part 4 asap and book the PT on your own online. Advisable to have about 4 revision lessons before your PT. If you pass on the first try, it will like cost you about $2K-3K depending on the number of lessons you take. Now, it sounds like taking school doesn’t sound very nice, but there is a reason why I chose school after all. Let me talk about the simulator lesson first. I a bit tired of typing already, *yawn*
Simulator lesson is a new thing required by LTA for all, whether you are school or private. You have to take 3 simulator lesson in auto or manual version. Basically, you drive an arcade car that vibrates in a way that makes you want to puke through common accident scenarios in Singapore. Seriously, that vibration made me felt so dizzy and sick, and I’m not the only one. Prepare some sour plums before you go. It felt better on the second and third try, when I’m more prepared, but the first try was really horrible. I was wondering why they didn’t allow us to book a 1-hour slot, and instead required three 20minutes slots on different days. I bet car sickness is the main factor. I’d rather drive a real car for 2 hours instead. You have to clear all 3 sessions before you can book your PT. Even though I said this is like an arcade car, you should know that the traffic police department will screen your sessions before they certify you. Yes, that's right, so don't think you can go Fast and Furious on this simulator. Now, the simulator is a pain in the *bleep* too. If you want to clear this extra fast, you have to play with the system quite a bit too. Now, sessions are usually available 1 week later, and most importantly, once you booked a slot, you’re locked out from viewing the available slots again. The tricky thing is, sometimes they will release slots much closer at unpredictable and irregular hours. So what did I do? I book the latest available slot, usually about a week later. Then, late at night when hopefully no one else is online, I cancel my slot and enter the system again. If my slot is still the latest available slot, I booked it back. If a new slot (hooray!), I book a slot. They can be as close as 2 days later. IMPORTANT: you have to be SUPER fast when you do this. why? When you cancel your slot, if someone else happens to be online too, they can take your slot, and you’ll be left with nothing. So be fast! A bit ridiculous, right? All I want to do is just to get a driving license quickly ORZ.

Despite my lack of talent driving, I cleared all the lessons (I took 30) and booked my driving test in just 1.5 months after I registered my account. That involves up to 10 lessons per week at times. So, why did I still took 3.5 months to get my license? Haha, yes, I failed, thrice actually. I made different mistakes each time, but the fatal flaw for all of them was that I was too nervous. Don’t ask me about my total cost, I stopped keeping track after I failed for the first time. The good things about driving a manual car in school is that retest date is the fastest. It’s about a 2-weeks wait on average. 3-week for school-auto learner, and 1 month for all private students. Yup, it’s damn biased. The whole building is run by the school after all. Oh, I think the PT is cheaper for school students too, cause the insurance already covered. I was extremely upset and nervous after each failure, and I thought I would never pass, but I finally, finally managed to do so a few days ago! I kept asking the examiner (who is a very chill and funny person!) if I really passed, and he jokingly said if I ask him one more time, he is going to change to fail. HAHA! Anyway, I’m finally done with this! no more endless worries about the PT! No more days of anxiety! I can finally have my weekends back!
Lastly, if you want to ask me if I get to choose all over again, will I still choose to take a manual car in a school despite everything involved. I will say yes. I feel that the post I’ve written till now doesn’t really elaborate on the pros of learning a manual car, and in a school, but I’m honestly tired now. Maybe I’ll reply in the comments if anyone is even interested to hear about it.
Good luck to you! You can do this!
Edits for clarification, and little bits here and there which I forgot when I wrote it the first time. Thanks for the comments and reward!

Additional Edits: The instructors' system
You will be assigned to a group of instructors, and you will likely get the instructors within this grouping. They will try to assign the instructor you've met most often to you. Instructors are split into 2 shifts, and they alternate each week. Shift 1: 8:15a.m., 10:20a.m., 12:30pm. Shift 2: 3:20pm, 6pm, 8:20 p.m.. One group will take the whole of Saturday, and one group will take the whole of Sunday. So, if one instructor works the morning slot this week and Saturday, it's likely that he will work the afternoon shift and the sunday slot next week. However, this is not for certain, and just a general guide. If you dislike an instructor and you've seen him several times, good luck, it's likely you will keep seeing him in his shift. How to avoid an instructor without going through the hassle of blocking him? Click on the "book an instructor" for that session and see if he is available. If the name is there, it means he will be working, and I suggest you just book another instructor to avoid him. If his name is not there, he's not working and good for you.
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Card payment denial and ways to circumvent it

I would like to use this post to start a discussion on a problem that's been affecting certain countries with regards to payment methods that used to work but are now being consistently denied by Genshin Impact.If any other region is experiencing problems feel free to join, I think it's important to keep this up on the subreddit since, using Argentina as an example, the only other place with advice on the issue is a single poll on ualá's website
ºCountries with problems that require further details: Singapore (1 comment here), Australia (Mastercard gets denied here)
I will be editing this post with any suggestions and useful information from the comments
If it's allowed on the subreddit, I can translate to other languages (Spanish and Portuguese)
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submitted by freespinsmobile to u/freespinsmobile [link] [comments]

Petition - banning online gambling in Canada

Hi
A gambling addict here, suffering from gambling (land based and online) for nearly 30 years.
Being here in Canada, I can self excluded myself from land based casinos as they are administered by provincial boards and I will be excluded from their supervised online gambling platform as well.
The challenge to me is the online casinos from overseas. There are too many of them and they keep creating new brands so excluding myself doesn’t help much as I can easily open new account at another casinos.
I understand some countries don’t allow online gambling (except for the platform operated by country/state commissions). I assume if the patrons exclude themselves from these country/state run casinos when the foreign administered casinos are prohibited, it could really build stronger barrier for gambling addicts to avoid wasting money in gambling.
Is it possible to make petition to our parliament and ask for such arrangement? Any comments on this idea? Anyone interested in working on this together?
Thanks for reading! Stay safe!
Below is a list of restricted countries listed by one online gambling facility on their website:
Restricted Countries * Afghanistan * Antigua and Barbuda * Asia * Australia [8] * Belgium * Bouvet Island * British Virgin Islands * Bulgaria * Colombia * Cuba * Czech Republic * Estonia * Ethiopia * France * Germany [16] * Gibraltar * Greenland * Guadeloupe * Heard Island and McDonald Islands * Hong Kong * Hungary * Indonesia * Iran * Iraq * Israel * Italy * Latvia * Libya * Metropolitan France * Palestinian Territories * Poland * Portugal * Puerto Rico * Singapore * Slovakia * Slovenia * South Africa * South Georgia and the South Sandwich Islands * South Sudan * Spain * Sudan * Sweden * Switzerland * Syria * Turkey * United States [55]
submitted by randomthoughts2017 to problemgambling [link] [comments]

Petition - banning online gambling in Canada

Hi
A gambling addict here, suffering from gambling (land based and online) for nearly 30 years.
Being here in Canada, I can self excluded myself from land based casinos as they are administered by provincial boards and I will be excluded from their supervised online gambling platform as well.
The challenge to me is the online casinos from overseas. There are too many of them and they keep creating new brands so excluding myself doesn’t help much as I can easily open new account at another casinos.
I understand some countries don’t allow online gambling (except for the platform operated by country/state commissions). I assume if the patrons exclude themselves from these country/state run casinos when the foreign administered casinos are prohibited, it could really build stronger barrier for gambling addicts to avoid wasting money in gambling.
Is it possible to make petition to our parliament and ask for such arrangement? Any comments on this idea? Anyone interested in working on this together?
Thanks for reading! Stay safe!
Below is a list of restricted countries listed by one online gambling facility on their website:
Restricted Countries * Afghanistan * Antigua and Barbuda * Asia * Australia [8] * Belgium * Bouvet Island * British Virgin Islands * Bulgaria * Colombia * Cuba * Czech Republic * Estonia * Ethiopia * France * Germany [16] * Gibraltar * Greenland * Guadeloupe * Heard Island and McDonald Islands * Hong Kong * Hungary * Indonesia * Iran * Iraq * Israel * Italy * Latvia * Libya * Metropolitan France * Palestinian Territories * Poland * Portugal * Puerto Rico * Singapore * Slovakia * Slovenia * South Africa * South Georgia and the South Sandwich Islands * South Sudan * Spain * Sudan * Sweden * Switzerland * Syria * Turkey * United States [55]
submitted by randomthoughts2017 to GamblingAddiction [link] [comments]

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submitted by amirkhoso to u/amirkhoso [link] [comments]

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submitted by freespinsbonus to u/freespinsbonus [link] [comments]

Some background on the Bellagraph Nova Group

Obligatory introduction
After the much-publicized failure of the takeover attempted by the Saudi Public Investment Fund in a consortium with Amanda Staveley and the Reuben brothers, we're still owned by His Lardship Michael James Wallace Ashley. A certain Henry Mauriss, CEO of Clear TV, popped up in some news, but the only piece of news I could find about the company was that the CFO mentioned in the Bloomberg profile of the company was suing said company. Apparently Mauriss himself was investigated by the FBI, something which I couldn't confirm.
His Lardship, however, is still in financial dire straits. His already underperforming retail properties have been obviously ravaged by the confinement and later by measures to reduce footfall. Last year he postponed the presentation of the accounts of Frasers Group (the new name for his Sports Direct empire) for a second year in a row. Given that he's still a keen seller and already had accepted the sale to the PIF, it's obvious that the club is for sale, provided that the PL doesn't obstruct it again with no explanations.
Apparently a new buyer has made their intentions public. The group is the Bellagraph Nova Group. The question for the discerning takeover watcher is, of course, are these guys for real? Are #cans a possibility? #Yeswecans? (this is a surprise tool that we will use later). The answer is something that is not for me to know, but I just want to provide you all of what I can find in a couple of searches because the Toon in Reddit is a wonderful place to be.
If I am to research on the Bellagraph Nova Group I'll start with the website. Sure thing, they have one! Sure, let's start reading on it and maybe we know what they do.
Bellagraph Nova Group is a leading player on the world stage. The economic and ethical model of the BN Group guarantees a significant impact on global economic and social development.
Sure, sure, but what do they do?
BN is the only group in the world to boast an international presence in all major commercial sectors: healthcare and medical specialty, financial services and investment, luxury and real estate, discretionary consumers, products & services, lifestyle, entertainment, technology and media.
Ok, so they're a conglomerate. 31 "entities", 12 billion in revenues, 23,000 employees. Any idea of what these "entities" are?
A leader in six different main sectors, our Group counts more than 23,000 employees and 31 prestigious Entities operating in all countries around the world.
Nope.
Red Flag: if you are so proud of your Entities and their Employees, you could at least name them!
Given that they don't tell us what they do, maybe we can know who they even are? Yes, we can! They are present in the most heavily retouched picture I've ever witnessed in my life. The gentlemen are Terence (L) and Nelson (R) Loh, and the lady is Evangeline Shen. The three appear as co-founders, while she also figures as CEO.
So, if you keep scrolling downward on the site, can we spot the famous man? Yes we can! Apparently these three managed to meet Barack Obama! For what, is the question? We'll come to that later, or maybe not.
First of all, the press releases portion of the corporate website gives us some more insight. The first entry is from the 15th of June, and it's a merger announcement with the DORR Group of Companies. By itself, that's not too enlightening at first, but then I found a Wikipedia article about a Novena Global Lifecare group, which is a goldmine:
Novena Global Lifecare Group was founded in 2010 by cousins Terence Loh and Nelson Loh, both former investment bankers at J.P. Morgan. Nelson found the idea of forming a medical aesthetic group when he found that his mother’s medical aesthetic bills running into thousands of dollars. One of their early investments was a KOSDAQ-listed medical equipment manufacturer in South Korea to develop their own research and manufacturing arm of the group. They also took interests in healthcare companies in Taiwan as well as the PPP chain of clinics in Singapore, renaming it to NOVU and NOVU Genesis. Prior to founding Novena Global, Terence and Nelson co-founded DORR Group, an Asia-based private equity group which invested in the consumer, internet, media and healthcare spaces.
So, the Nohs are Singaporean cousins, the family is obscenely rich if Momma Noh can rack up thousands of dollars in her beauty sleep, and they used used to work for JP Morgan before founding this DORR thing. There's also a very kind (to them) and informative profile which also gives us some more information: Nelson is now 40, and Terence is 42. They love gambling, DORR's name comes from Ocean's 11, and Novena actually makes money on a real thing (cosmetic healthcare for Asian customers).
That's all right for the cousins (for now), but who is Evangeline Shen? She's the founder of Bellagraph, the other part of the conglomerate. According to the press release on the merger, that group has investments in jewelry, and
is most notably famed for holding the world record for highest ever online single sale transaction of US$102 million (across all product categories globally)
Shen graduated from a Chinese university, but I can't ascertain the nationality she has and I am unable to find anything on her family. I'm pretty sure that someone in China would be able to unearth more juice out of her story, because the way it's told right now it seems like she's sprung from Zeus's skull like Athena.
The press release mentions that they're getting the group headquartered in Place Vendôme, no.10 in Paris. Just for reference, real estate in that place is valued at more than €14000 per square meter.
The question that has been building up during this whole writing is clear: apparently these three have the money, but what is the plan that 3 Singaporean millionaires whose empire is built around cosmetic healthcare and jewelry, who have just got an office in one of the swankiest places on earth, have for Newcastle United Football Club? There are no apparent synergies, the club is decidedly unglamorous, and they seem to have zero experience on managing sports clubs. Singaporean millionaires from outer space like Peter Lim seldom work out well, as Valencia is now experiencing.
TL;DR these three are Singaporean toffs and why they'd be interested in the club is unclear, although they're politically uncontroversial. I don't foresee any #cans.
submitted by Logseman to NUFC [link] [comments]

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Online Casino Betting And Mobile Betting App In Singapore

Online Casino Betting And Mobile Betting App In Singapore

Online casino betting is very popular these days, meaning that players have a lot of options when it comes to betting. Players only need to sit at home, search the surrounding area to find that there are hundreds of thousands of online casinos calling them.
However players should remember that not all online casinos are great. And not every betting newbie can distinguish between good and bad online casinos. So the question arises to be sure how to be sure of good online casino betting itself. Readers please follow this article to understand more about casinos as well as online casino betting.

Plenty of Betting Games Available At Online Casinos

In Singapore there are many good online casinos waiting for players to attend. The good online casinos offer players the bonus of their first bet. Also the games here are real money betting, some new variations of Blackjack, Baccarat or Sicbo. According to betting experts, a good online casino is one with a solid amount of Slots games and a wide variety of video Poker options.
The beauty of online casinos is that the players feel like they are betting on traditional casinos. Online casinos allow players to interact with each other and can chat with the dealer. Thus betting at home, both having private space and not being dull.
In Singapore online casinos offer players a free betting experience. Huge prizes like Online Slots or Jackpot are extremely attractive. This is the most popular betting option when registering online betting.
Online casinos need to pay attention to gambling games, which needs to be varied whether players only need to play one or two betting games. So when a player wants to change his betting decision, he or she can find another game that is equally interesting and interesting. New players should need a casino with a variety of games. Because they do not know which game they are suitable for, they will experience many different betting games until they find the right game.

Mobile Casino Betting

When you have a mobile device that can take anywhere, you will be connected to wifi again. So why not play betting at online casinos but have to go to land casino. One point to note not all online casinos offer mobile games. Which casino has to offer that is what sets it apart from the other.
The two main mobile operating systems or devices available for betting are Android and IOS. Online casinos that offer games for both ensure players are free to bet. The provision of such mobile betting is truly essential and convenient. Players can access the game anytime, anywhere and let them know where they are when betting. Mobile games are optimized, small in size but still ensure sharp graphics. Small details such as sound, images are refined and thoroughly upgraded before reaching the hands of players. Mobile betting can be done by app or in browser on device. Players can still get bonuses when winning bets, quick deposit and withdrawal operations, without spending much time or cumbersome procedures. Every problem is supported by a customer care staff.
Betting online casino applications, players are still equipped with the same security features as at the website version. Problems with the disclosure of infected personal information or mobile phones need not be concerned, as advanced systems are in place.

High Security

What a good online casino has in common is its security. Since online casino bets are real money, appropriate security measures must be in place to prevent undue incurring. When working online casinos must be careful about the player's bank account. Also pay attention to regular debit and credit cards, including player trading activity and account information.
Online casinos that want customers to be completely safe and trusting need to protect the operating information of their website. Several high-tech measures can be used. Also remember that the casino needs to be licensed and follow the betting rules of the law. Player bets must be fully transparent.

Bonuses And Promotions

It is an undeniable fact that the bonus is the strongest attraction for the betting player. It is not uncommon to see online casinos offering a variety of promotions. Promotions are changed from time to time, and customer needs are weak.
The rewards players receive do not stop after registering for betting. Along with the betting process, players also receive a lot of rewards. Online casinos often offer different bonuses. It can be a recurring bonus, free spins or a bonus for loyal customers.

Conclusion:

Convenience, the importance of online player betting is certainly undeniable. The first is also the most important thing is to find the right online casino Singapore. In Singapore there is no shortage of good online casinos, players should try out casinos. The casinos allow players to bet for the most authentic experience. Quickly participate in betting to receive prizes and have a great entertainment space.
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High quality Over Number - Exactly why USA On-line Casinos Are usually Superior

You may choose for you to draw your money via an offshore website live casino singapore and apply a good valid, protected alternate. They can learn typically the ropes essential for internet gambling establishment gambling with no feeling uncomfortable and uncomfortable as this is his or her very initially time. http://144.76.56.86/
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$CI1 Credit Intelligence Ltd 🚀🚀🚀🚀🚀 Good fundamentals, positive outlook and preliminary final report coming soon, profit guidance of +420% reaffirmed in June (literally +420% 🌿🌿🌿)

$CI1 Credit Intelligence Ltd 🚀🚀🚀🚀🚀 Good fundamentals, positive outlook and preliminary final report coming soon, profit guidance of +420% reaffirmed in June (literally +420% 🌿🌿🌿)
Bought in a week ago in anticipation of their 4E (preliminary annual report), so a warning that I'm quite biased and optimistic. The company looks good in terms of fundamentals but is really unnoticed. Currently trading around 11x P/E looking for any alternative opinions to stop me from going degen gambling like my Z1P bagholds.
Essentially it was a failed mining company that turned into a debt restructuring company in 2018 operating in Hong Kong. Debt restructuring = helping financially distressed companies and businesses. It's a micro cap stock which is probably the reason it's gone under the radar without much interest. With covid screwing so many businesses and economies, it makes sense for business to improve for CI1. Lots of emphasis on expansion and it's already expanded into Singapore and Australian markets.
I couldn't find much research out there for the company and the research that I did find was probably biased or not very useful such as their page on simplywall.st which compares their 5 year annual earnings to the market when they've only been a debt restructuring company for 2 years (so the 5 years includes the fked up results from their years as a screwed mining company).
Doesn't make sense to look at 5 year earnings growth when they've only been a debt restructuring company for 2 years.
So having a look myself, they were super under the radar until January this year when they released unaudited profit guidance and later in February when they released their half year report for 2020 with pretty good numbers.
Profit guidance:
Full year PAT attributable to CI1 shareholders forecast at around ~A$2.6m, a 420% increase over FY 2019.
And the report highlighted:
Profit after tax increased by +355% to $1.25 million over the previous half year.
Revenue increased by +116% to $6.1 million over the previous half year.

Numbers seemed pretty insane so I looked at previous reports as well. Gathered some numbers.
https://preview.redd.it/8qgmkhqqpvh51.png?width=932&format=png&auto=webp&s=31cfb1de1a86fc46885106eb069935f9d979945e
In the past 18 months, Hong Kong has been getting hit hard with anti-gov protests, and also by coronavirus (wave 1 and 2) so it makes sense for debt restructuring businesses like CI1 to be booming.
They've had some other announcements since the report of huge growth early this year. They've secured a $5 million equity funding facility with LS Whitehall Group, Inc. to secure funding for their expansions, and also negotiated terms that allow them to receive additional funding based on performance of their shares (so incentivises management to do well). The extra negotiation allows them to receive non-dilutive funding as more funding is only received based on good share performance.
In terms of their expansion, so far they've acquired 60% ownership of Singapore based ICS Funding Pte Limited and also 60% of Hup Hoe Credit Pte Limited, both of which are already profitable. They've also acquired 60% of an Australian debt restructuring company, Chapter Two Holdings Pty Ltd for which they'll only pay around 4x NPAT.
The Australian acquisition has similar conditions to the 2 Singapore companies, both of which are on track to meet the Profit Guarantee.
https://preview.redd.it/epnmiu2o0wh51.png?width=699&format=png&auto=webp&s=df71d2a5aa8237b00eff7026d2fe70be3cd539b5

In addition, they also reaffirmed the profit guidance in June:
Projected revenue for the year to 30 June 2020 is forecast at around ~A$13.5m (FY 2019: $6m) up 125% on pcp, and forecast 30 June 2020 NPAT is around ~A$2.6m (FY 2019: $0.5m) a 420% increase over the prior year.

Insiders also own a significant part of the company, many websites say >70% is owned by insiders but not sure how accurate/up-to-date that is.
from their investor presentation
TLDsummary: If you cbbs reading,
- Debt restructuring insolvency business doing good, trading at a low P/E
- Profit guidance of +420% reaffirmed in June 🌿🌿🌿
- Insiders own a lot of the shares
- The last two prelim annual reports (Appendix 4E) came on the 23/8 for 2018 and 28/8 for 2019 so expecting an announcement in the next few days/next week.
- TA below, broke bearish trend today but everyone knows TA is a meme right guys :^^^)
https://preview.redd.it/2ghukl15xvh51.png?width=1352&format=png&auto=webp&s=4d54ae5dc2ded61158e4e57f8eb9e2f5ebfcad36

Also just cos I do own the stock and don't really know the rules on DD and don't want ASIC fking my ass for some reason,
Disclaimer: This is not intended as legal, financial or investment advice and should not be construed or relied on as such. Before making any commitment of a legal or financial nature you should seek advice from a qualified and registered legal practitioner or financial or investment adviser.
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Anonymity by State/Country: Comprehensive Global Guide III

Ever since i started playing regularly, i've researched anonymity in places. Here is what i have for each state plus a bunch of other countries. If anything is outdated or incorrect, please comment.
United States
Alabama: No current lottery. Source: https://www.wtvy.com/content/news/Lottery-bill-other-legislation-is-likely-dead-in-Alabama-legislature-569059451.html
Alaska: No current lottery/Not Anonymous. "Unlike most other states, Alaska doesn’t have a state-sponsored lottery." Source: https://www.lotterycritic.com/lottery-results/alaska/ Alaska does permit charities to run lotteries, the largest one is Not Anonymous. Source: http://www.lottoalaska.com/
Alaska's governor has proposed a bill to create an official Alaska State Lottery. Source: https://apnews.com/78cacca5137f6b47e41be2de37600044
American Samoa: No current lottery. Source: https://simonsblogpark.com/onlinegambling/simons-guide-to-gambling-in-american-samoa/amp/
Arizona: 100% Anonymous if requested by the winner for all wins of $100,000 and over. Source: https://www.nbcnews.com/news/us-news/arizona-becomes-latest-state-shield-lottery-winners-names-n995696
Arkansas: Not Anonymous/Other entities unclear. "Winner information is subject to disclosure under the Arkansas Freedom of Information Act (FOIA). A winner who receives a prize or prize payment from the ASL grants the ASL, its agents, officers, employees, and representatives the right to use, publish (in print or by means of the Internet) and reproduce the winner’s name, physical likeness, photograph, portraits, and statements made by the winner, and use audio sound clips and video or film footage of the winner for the purpose of press releases, advertising, and promoting the ASL". Source: https://www.myarkansaslottery.com/claim-your-prize
California: Not Anonymous/Only individuals can claim. “ The name and location of the retailer who sold you the winning ticket, the date you won and the amount of your winnings are also matters of public record and are subject to disclosure. You can form a trust prior to claiming your prize, but our regulations do not allow a trust to claim a prize. Understand that your name is still public and reportable”. Source: https://static.www.calottery.com/~/media/Publications/Popular_Downloads/winners-handbook-October%202018-%20English.pdf
Colorado: Not Anonymous/Anonymous via trust. “As part of the Open Records Act, we are required to release to the public your name, hometown, amount you won and the game you played. This information will be posted on coloradolottery.com and will be furnished to media upon request.” Source: https://www.coloradolottery.com/en/games/lotto/claim-winnings/ Source: https://denver.cbslocal.com/2016/01/15/in-colorado-and-other-states-lottery-winners-can-keep-names-secret/
Connecticut: Not Anonymous/Anonymous via a trust or LLC, "Certain information about our winners is public information: Winner's name and place of residence, date of claim, game played, prize amount won, and the selling retailer's name and location. While most winners claim prizes using their individual names, some winners come forward using other legal entities (i.e., trusts, business partnership) to claim their prizes. In those instances, the Lottery will promote the win using that legal entity's name. For more information about such instances, please consult your personal accountant or legal advisor.” Source: https://www.ctlottery.org/Content/winner_publicity.aspx
Delaware: 100% Anonymous if requested by winner. "Many winners have chosen to remain anonymous, as allowed by state law, but their excitement is yours to share!" Source: https://www.delottery.com/Winners and https://www.delottery.com/FAQs
DC: Not Anonymous/Anonymous via a trust or LLC. Anonymous question is not directly answered on lottery website. "In the District of Columbia, specific lottery winner information is public record." However, a Powerball Jackpot win was claimed via a LLC in 2009. Source: http://www.washingtonpost.com/wp-dyn/content/article/2009/05/04/AR2009050402008.html
Florida: Not Anonymous/Anonymous via LLC. "Florida Lottery winners cannot remain anonymous. Florida law mandates that the Florida Lottery provide the winner's name, city of residence, game won, date won and amount won to any third party who requests the information; however Florida Lottery winners' home addresses and telephone numbers are confidential." Source: http://www.flalottery.com/faq
The Florida Lottery allows trusts to claim it, however winner information is still released in compliance with the law. A $15 Million jackpot was claimed by an LLC. Source: https://www.fox13news.com/amp/consumehit-the-lottery-remain-anonymous-not-in-florida Source: http://flalottery.com/pressRelease?searchID=199128
Georgia: 100% Anonymous if requested by the winner for all prizes over $250,000. Source: https://www.stl.news/georgia-governor-signs-bill-allowing-lottery-winners-remain-anonymous/121962/
Guam: Anonymity appears to be an option. Source: https://www.kuam.com/story/11218413/guamanian-wins-big-in-sportsbingo-but-has-yet-to-claim-2m-prize
Hawaii: No current lottery. Source: https://www.kitv.com/story/40182224/powerball-or-mega-millions-lottery-in-hawaii
Idaho: Not Anonymous."By claiming a winning lottery ticket over $600, winners become subject to Idaho’s Public Records Law. This means your “win” becomes an offcial Idaho public record. Your full name, the town where you live, the game you won, the amount you won (before and after taxes), the name of the retailer where you bought the ticket, and the amount the retailer receives for selling the ticket are all a matter of public record." Can seek anonymity if you have specific security concerns (rarely granted). Source: https://www.idaholottery.com/images/uploads/general/winnersguideweb.pdf
Illinois: Not Anonymous/Anonymous if requested by winner for all wins over $250,000 however info will be released to a FOIA request. "However, Murphy also cooperated with the Illinois Press Association in adding an amendment that ensures that Freedom of Information Act, an act designed to keep government agencies transparent by allowing the public to access any public record by request, supersedes the privacy law, according to attorney Don Craven, the press association’s legal counsel." Source: https://www.thetelegraph.com/news/article/Hidden-riches-Big-lottery-winner-in-Beardstown-13626173.php
Indiana: Not Anonymous/Anonymous via LLC or trust. "Indiana law allows lottery jackpot winners to remain anonymous, with the money being claimed by a limited liability company or legal trust." Source: https://www.chicagotribune.com/nation-world/ct-indiana-mega-millions-winners-20160729-story.html
Iowa: Not Anonymous/Can use a trust to claim but information will be released. "When you win an Iowa Lottery prize of $600 or more, you have to fill out a winner claim form that includes your name, address and Social Security number before you can claim your winnings. Iowa law makes the information on that claim form public, meaning that anyone can request a copy of the form to see who has won the prize. We redact sensitive information, such as your Social Security number, from the form before we release it, but all other details are considered public information under Iowa law (Iowa Code Section 99G.34(5)." Source: https://www.ialotteryblog.com/2008/11/can-prize-winne.html.
For group play, "Prizes can be paid to players who play as a group. A check can be written to an entity such as a trust or to a single individual." Source: https://ialottery.com/pages/Games/ClaimingPrizes.aspx
Kansas: 100% Anonymous if requested by the winner. "Kansas is one of a handful of states that does not have this requirement. If you win a prize in Kansas, you may request that your identity not be released publicly." Source: https://www.kslottery.com/faqs#faq-8
Kentucky: Anonymity appears to be an option. Anonymity or who can claim is not addressed on lottery website. But multiple instances of winners claiming anonymously have been reported in the news. "Kentucky Lottery spokesman Chip Polson said the $1 million Powerball winner claimed the prize on May 15 and the Mega Million winner claimed the prize on May 12. He confirmed that both players wanted their identity to remain a secret." Source: https://www.courier-journal.com/story/news/local/2017/05/19/two-1-million-lottery-winners-who-bought-tickets-louisville-want-privacy/101870414/
Louisiana: Not Anonymous/Anonymous via trust. "Under the Lottery's statute, all prize payment records are open records, meaning that the public has a right to request the information. Depending upon the amount won and public or media interest in the win, winners may NOT be able to remain anonymous. The statute also allows the Lottery to use winners' names and city of residence for publicity purposes such as news releases. The Lottery's regular practice is not to use winner information in paid advertising or product promotion without the winner's willingness to participate. Source: https://louisianalottery.com/faq/easy-5#35 Source: https://louisianalottery.com/article/1050/the-williams-trust-claims-share-of-50-million-powerball-jackpot
Maine: Not Anonymous/Anonymous via trust. "In the event that Maine does have a Mega Millions winner, he or she can opt to remain anonymous — but Boardman says that’s never happened. “What a winner could do in Maine is they could file their claim in the name of a trust, and the trust becomes the winner. So that’s how a winner could claim their ticket anonymously,” he says." Source: https://www.mainepublic.org/post/lottery-official-reminds-mainers-they-re-exceedingly-unlikely-win-16-billion-jackpot
Maryland*: Not Anonymous by Law, Anonymous in Practice. "However, the legal basis for this anonymity in Maryland is thin. The Maryland Lottery does not advertise that lottery winners may remain anonymous, but it posts articles on its website about winners and notes those winners who have “chosen to remain anonymous:” Source: https://www.gw-law.com/blog/anonymity-maryland-lottery-winners
*"Please note that this anonymity protection does not apply to second-chance and Points for Drawings contests run through the My Lottery Rewards program. Those contests are run as promotions for the Lottery. As such, they are operated under a different set of rules than our draw games and scratch-off games. The rules of participating in our second-chance and Points for Drawings contests state that winners' identities are published."" Source: https://www.mdlottery.com/about-us/faqs/
Massachusetts: Not Anonymous/Anonymous via trust "Lottery regulations state that a claimant's name, city or town, image, amount of prize, claim date and game are public record. Therefore, photographs may be taken and used to publicize winnings." Source: https://www.masslive.com/news/2018/05/lottery_sees_increase_in_winne.html
Michigan: Not Anonymous for Powerball and Mega Millions/100% Anonymous if requested by the winner for all other winners over $10,000. "Winner Anonymity. Michigan law requires written consent before disclosing the identity of the winner of $10,000 or more from the State lottery games Lotto47 and Fantasy 5. You further understand and agree that your identity may be disclosed, and that disclosure may be required, as the winner of any prize from the multi-state games Powerball and Mega Millions." Source: https://www.michiganlottery.com/games/mega-millions
Minnesota: Not Anonymous. Anonymity or who can claim is not addressed on lottery website but lottery blog states "In Minnesota, lottery winners cannot remain anonymous. A winner's name, city, prize amount won and the place that the winning ticket was sold is public data and will be released to media and posted on our website." Source: https://www.mnlottery.com/blog/you-won-now-what
Mississippi: 100% Anonymous if requested by the winner. "In accordance with the Alyce G. Clarke Mississippi Lottery Law, the Mississippi Lottery will not disclose the identity of the person holding a winning lottery ticket without that person's written permission." Source: https://www.mslotteryhome.com/players/faqs/
Missouri: Not Anonymous. "At the Lottery Headquarters, a member of the Lottery's communications staff will ask you questions about your win, such as how many tickets you bought, when you found out that you won and what you plan to do with your prize money. This information will be used for a news release. You will also be asked, but are not required, to participate in a news conference, most likely at the store where you purchased your winning ticket." Source: http://www.molottery.com/whenyouwin/jackpotwin.shtm
A Missouri State Legislator has submitted a bill to the State House to give lottery winners anonymity. Source: https://www.kfvs12.com/2020/02/25/mo-house-considers-legislation-protect-identity-lottery-winners/
Montana: Not Anonymous/Anonymous via trust. "In Montana, by law, certain information about lottery winners is considered public. That information includes: the winner's name, the amount won and the winner's community of residence. Winners may choose to claim as an individual or they may choose to form a trust and claim their prize as a trust. If a trust claims a lottery prize, the name of the trust is considered public information. A trust must have a federal tax identification number in order to claim a Montana Lottery prize." Source: https://www.montanalottery.com/en/view/about-faqs
Nebraska: Not Anonymous/Anonymous via LLC. Anonymity or who can claim is not addressed on lottery website but a winner created a legal entity to claim anonymously in 2014. "Nebraska Lottery spokesman Neil Watson said with the help of a Kearney lawyer, the winner or winners have created a legal entity called Carpe Diem LLC." Source: https://journalstar.com/news/state-and-regional/nebraska/m-nebraska-powerball-winner-to-remain-anonymous/article_a044d0f0-99a7-5302-bcb9-2ce799b3a798.html
A Nebraska State Legislator has now filed a bill to give 100% Anonymity to all winners over $300,000 who request it. Source: https://journalstar.com/news/state-and-regional/nebraska/anonymity-for-lottery-winners-bill-would-give-privacy-to-those/article_1cdba44d-c8bb-5971-b73f-2eecc8cd4625.html
Nevada: No current lottery. Source: https://www.reviewjournal.com/business/casinos-gaming/heres-why-you-cant-play-powerball-in-nevada/
New Hampshire: Not Anonymous/Anonymous via a trust. Anonymity or who can claim is not addressed on lottery website but a winner successfully sued the lottery and won the right to remain anonymous in 2018. Source: https://www.washingtonpost.com/news/post-nation/wp/2018/03/12/winner-of-a-560-million-powerball-jackpot-can-keep-the-money-and-her-secret-judge-rules/?noredirect=on&utm_term=.bec2db2f7d2c
New Jersey: 100% Anonymous if requested by the winner. Source: https://www.nj.com/politics/2020/01/win-big-you-can-claim-those-nj-lottery-winnings-anonymously-under-new-law.html
New Mexico: Not Anonymous. “Winners of $10,000 or more will have name, city, game played, and prize amount and photo on website.” Can seek anonymity if you have specific security concerns (rarely granted). Source: https://www.nmlottery.com/uploads/FileLinks/82400d81a0ce468daab29ebe6db3ec27/Winner_Publicity_Policy_6_1_07.pdf
New York: Not Anonymous/Anonymous via a LLC. Anonymity or who can claim is not addressed on lottery website but per Gov. Cuomo: "For the past 40 years, individuals wishing to keep their name and information out of the public view have created LLCs to collect their winnings for them." Source: https://nypost.com/2018/12/09/cuomo-vetoes-bill-allowing-lotto-winners-to-remain-anonymous/
North Carolina: Not Anonymous. "North Carolina law allows lottery winners' identity to remain confidential only if they have an active protective order against someone or participate in the state's "Address Confidentiality Program" for victims of domestic violence, sexual offense, stalking or human trafficking." Source: https://www.charlotteobserver.com/news/local/article54548645.html
North Dakota: 100% Anonymous if requested by the winner. Source: https://www.kfyrtv.com/home/headlines/ND-Powerball-Winners-Have-Option-to-Remain-Anonymous-364918121.html
Northern Mariana Islands: 100% Anonymous if requested by the winner. Source: https://www.nmsalottery.com/game-rules/
Ohio: Not Anonymous/Anonymous via trust. Anonymity or who can claim is not addressed on lottery website but appears to have an anonymous option. "The procedure from there was a little cumbersome. I needed to create two separate trusts. One trust was to appoint me, as the trustee on behalf of the winner, to contact the Lottery Commission and accept the Lottery winnings. The secondary trust was set up for me as trustee of the first trust, to transfer the proceeds to the second trust with the winner as the beneficiary. This enabled me to present the ticket, accept the proceeds, and transfer it to the winner with no public record or disclosure." Source: https://www.altickcorwin.com/Articles/How-To-Claim-Lottery-Winnings-Anonymously.shtml
Oklahoma: Not Anonymous/Anonymous via trust or LLC. In accordance with the Oklahoma Open Records Act and the Oklahoma Education Lottery Act, the name of any individual, corporation, partnership, unincorporated association, limited liability company, or other legal entity, and their city of residence will be made public. Source: https://www.lottery.ok.gov/playersclub/faq.asp Source: https://oklahoman.com/article/5596678/lottery-winners-deserve-some-anonymity
Oregon: Not Anonymous. "No. Certain information about Lottery prizes is public record, including the name of the winner, amount of the prize, date of the drawing, name of the game played and city in which the winning ticket was purchased. Oregon citizens have a right to know that Lottery prizes are indeed being awarded to real persons. " Source: https://oregonlottery.org/about/public-interaction/commission-directofrequently-asked-questions Can seek anonymity if you have specific security concerns (rarely granted). Source: https://www.dailymail.co.uk/news/article-3353432/Man-living-Iraq-wins-6-4-million-Oregon-jackpot.html
Pennsylvania: Not Anonymous/Anonymous via trust. Source: https://lancasteronline.com/news/local/trust-that-won-powerball-no-relation-to-manheim-township-emerald/article_29834922-4ca2-11e8-baac-1b15a17f3e9c.html
Puerto Rico: 100% Anonymous if requested by the winner. Source: https://www.nbcnews.com/news/latino/puerto-rico-powerball-winner-claims-prize-chooses-stay-anonymous-n309121
Rhode Island: Not Anonymous/Anonymous if requested but all info is subject to FOIA. "While the Lottery will do everything possible to keep a winner's information private if requested by the winner, in Rhode Island and most other states, this information falls under the Freedom of Information Act, and a winner's name and city or town of residency must be released upon request." Source: https://www.rilot.com/en-us/player-zone/faqs.html
South Carolina: 100% Anonymous if requested by the winner. Anonymity or who can claim is not addressed on lottery website but appears to have an anonymous option based on prior winners. Source: https://myfox8.com/2019/03/15/the-anonymous-south-carolina-winner-of-the-largest-lottery-jackpot-is-donating-part-of-it-to-alabama-tornado-victims/
South Dakota: Not Anonymous for draw games and online games/100% Anonymous for Scratchoffs if requested by the winner. "You can remain anonymous on any amount won from a scratch ticket game. Jackpots for online games are required to be public knowledge. Play It Again winners are also public knowledge." Source: https://lottery.sd.gov/FAQ2018/gamefaq.aspx.
Tennessee: Not Anonymous/Can use a trust but info subject to open records act. Anonymity is explicitly noted as not being allowed on the official lottery website. Source: https://www.tnlottery.com/faq/i-won
However if it is claimed via a trust then the lottery will not give out your information unless requested to do so. "The TN lottery says: "When claiming a Lottery prize through a Trust, the TN Lottery would need identity documentation for the grantor and all ultimate beneficiaries. Once we are in possession of these documents and information, records are generated. If a formal request is made by a citizen of Tennessee, the Trust beneficiary's name, city and state must be made available under the Tennessee Open Records Act." Source: https://www.avvo.com/legal-answers/in-tennessee--can-a-lottery-jackpot-be-claimed-whi-2327592.html
Texas: 100% Anonymous if requested by the winner for $1 million or more IF the winner claims it as an individual AND chooses the Cash option. Not Anonymous if claimed by a trust or LLC or if the winner chooses the Annuity option. Source: https://www.txlottery.org/export/sites/lottery/Documents/retailers/FAQ_Winner_Anonymity_12112017_final.pdf
Utah: No current lottery. Source: https://www.lotterycritic.com/lottery-results/utah/
Vermont: Not Anonymous/Anonymous via trust. “The name, town and prize amount on your Claim Form is public information. If you put your name on the Claim Form, your name becomes public information. If you claim your prize in a trust, the name of the trust is placed on the Claim Form, and the name of the trust is public information.” Source: https://vtlottery.com/about/faq
Virginia: 100% Anonymous if requested by the winner for prizes over $10 million. "A new law passed by the Virginia General Assembly and signed by the Governor prohibits the Virginia Lottery from disclosing information about big jackpot winners." "When the bill goes into effect this summer, the Virginia Lottery will not be allowed to release certain information about winners whose prize exceeds $10 million, unless the winner wants to be known." Source: https://www.13newsnow.com/article/news/local/virginia/new-virginia-law-allows-certain-lottery-winners-to-keep-identity-private/291-c33ea642-e8fa-45fd-b3a4-dc693cf5b372
US Virgin Islands: Anonymity appears to be an option. A $2 Million Powerball winner was allowed to remain anonymous. Source: https://viconsortium.com/virgin-islands-2/st-croix-resident-wins-2-million-in-latest-power-ball-drawing/
Washington: Not Anonymous/Can use a trust but info subject to open records act. "As a public agency, all documents held by Washington's Lottery are subject to the Public Records Act. Lottery prizes may be claimed in the name of a legally formed entity, such as a trust. However, in the event of a public records request, the documents forming the artificial entity may be released, thereby revealing the individual names of winners." https://www.walottery.com/ClaimYourPrize/
West Virginia: 100% Anonymous if requested by the winner for prizes over $1 million and 5% of winnings remittance. "Effective January 1, 2019, House Bill 2982 allows winners of State Lottery draw games to remain anonymous in regards to his or her name, personal contact information, and likeness; providing that the prize exceeds one million dollars and the individual who elects to remain anonymous remits five percent of his or her winnings to the State Lottery Fund." Source: https://wvlottery.com/customer-service/customer-resources/
Wisconsin: Not Anonymous/Cannot be claimed by other entities. "Pursuant to Wisconsin’s Open Records law (Wis. Stats. Secs. 19.31–19.39), the Lottery is required to disclose a winner’s name, likeness and place of residence. If you win and claim a prize, the Lottery may use your name, likeness and place of residence for any purpose without compensation to you.
Upon claiming your prize, you waive any claims against the Lottery and its representatives for any and all liability which may result from the disclosure or use of such information." "The original winning ticket must be signed by a single human being. For-profit and non-profit entities, trusts, and other non-human beings are not eligible to play or claim a prize." Source: https://wilottery.com/claimprize.aspx
Wyoming: 100% Anonymous if requested by the winner. "We will honor requests for anonymity from winners. However, we certainly hope winners will allow us to share their names and good news with other players." Source: https://wyolotto.com/lottery/faq/
Other countries
Australia: 100% Anonymous if requested by winner. "The great thing about playing lotto in Australia is that winners can choose to remain anonymous and keep their privacy, unlike in the United States where winners don't have such a choice, and are often thrown into a media circus." Source: https://www.ozlotteries.com/blog/how-to-remain-anonymous-when-you-win-lotto/
Bahamas: No current lottery. Source: https://thenassauguardian.com/2013/01/29/strong-no-vote-trend-so-far-in-gaming-referendum/
Bahrain: Not Anonymous. Source: https://bdutyfree.com/terms-conditions1#.X8ru92lOmdM
Barbados: Not Anonymous. "No. Barbados Lottery winners cannot remain anonymous. The Barbados Lottery mandates the winner’s name, address, game won, date won and amount won be provided; however Barbados Lottery winners' home addresses and telephone numbers are confidential." Source: https://www.mybarbadoslottery.com/faqs
Brazil: 100% Anonymous if requested by the winner. Source: https://www.lotterycritic.com/lottery-results/brazil-lottery/
Canada: Not Anonymous. Every provincial lottery corporation in Canada requires winners to participate in a publicity photo shoot showing their face, their name and their municipality. Can seek anonymity if you have specific security concerns (rarely granted). Source: https://consumers.findlaw.ca/article/can-lottery-winners-remain-anonymous/
Carribbean Lottery Countries (Antigua/Barbuda, Anguilla, St. Kitts/Nevis, St. Maarten/Saba/St. Eustatius, and Turks/Caicos): Not Anonymous. "No. Caribbean Lottery winners cannot remain anonymous. The Caribbean Lottery mandates the winner’s name, address, game won, date won and amount won be provided; however Caribbean Lottery winners' home addresses and telephone numbers are confidential." Source: https://www.thecaribbeanlottery.com/faqs
China: 100% Anonymous if requested by the winner. Must appear in a press conference and photo but allowed to wear disguise. Source: https://www.usatoday.com/story/news/world/2015/01/22/china-lottery-winners-mask/22108515/
Cuba: No current lottery. Source: https://oncubanews.com/en/cuba/society-cuba/cuban-traditions/lottery-the-national-game-infographics/
EuroMillions Countries (Austria, Belgium, France, Ireland, Luxembourg, Portugal, Spain, Switzerland, and UK*): 100% Anonymous if requested by the winner. Source: https://www.euro-millions.com/publicity
*United Kingdom: Excludes
*Caymen Islands, and Falkland Islands: No current lottery. Source: https://calvinayre.com/2018/11/02/business/cayman-islands-move-illegal-gambling-doesnt-address-real-issue/ Source: https://simonsblogpark.com/onlinegambling/simons-guide-gambling-falkland-islands/amp/#lottery-falkland-islands
*Anguilla, and Turks & Caicos: Not Anonymous. Source: https://www.thecaribbeanlottery.com/faqs
EuroJackpot Countries (Croatia, Czechia, Denmark, Estonia, Finland, Germany, Hungary, Iceland, Italy, Latvia, Lithuania, Netherlands*, Norway, Poland, Slovakia, Slovenia, Spain, and Sweden): 100% Anonymous if requested by the winner. Source: https://www.euro-jackpot.net/en/publicity
*Netherlands: Excludes
*St. Maarten, Saba, and St. Eustatius: Not Anonymous. Source: https://www.thecaribbeanlottery.com/faqs
Fiji: 100% Anonymous if requested by the winner. Source: https://fijisun.com.fj/2012/11/08/3m-lotto-win-here/
Georgia (Kartvelia): Anonymity appears to be an option. "2.9.1. Prizes and Winners. Each Bidder shall provide details of:....how winners who waive their right to privacy will be treated;" Source: https://mof.ge/images/File/lottery/tender-documentation.pdf
Greece: Anonymity appears to be an option. "The bearer of the ticket shall keep the details of the ticket confidential and not reveal them to any third party." Source: https://www.opap.gen/identity-terms-of-use-lotto
Guyana: Not Anonymous. Source: https://www.kaieteurnewsonline.com/2013/05/16/winner-says-he-was-too-busy-to-collect-78m-lotto-prize/
India*: Not Anonymous. Source: https://www.bbc.com/news/world-asia-35771298
*: Only available in the states of Kerala, Goa, Maharashtra, Madhya Pradesh, Punjab, West Bengal, Assam, Arunachal Pradesh, Meghalaya, Manipur, Sikkim, Nagaland and Mizoram. Source: https://www.indiatoday.in/india/story/lottery-mizoram-nagaland-sikkim-kerala-975188-2017-05-04
Indonesia: No current lottery. Source: https://apnews.com/45eb94ff1b1132470a7aa5902f0bc734
Israel: Not Anonymous by Law, Anonymous in Practice. “[A]lthough we have this right, we have never exercised it because we understood the difficulties the winners could encounter in the period after their win. We provide details about the winner, but in a manner that doesn’t disclose their identity,” Dolin Melnik, then-spokesperson for Israel’s Mifal Hapayis lottery told Haaretz in 2009." Source: https://www.timesofisrael.com/why-the-israeli-lottery-gives-winners-masks/
Jamaica: Not Anonymous. First initial and last name of winner was released but winner was allowed to wear a mask for photo. Source: https://news.e-servicis.com/news/trending/lottery-winner-takes-prize-in-scream-mask.1S/
Japan: 100% Anonymous if requested by the winner. Source: https://www.japantimes.co.jp/news/2017/09/08/business/japans-lottery-rakes-declining-revenues-younger-generation-gives-jackpot-chances-pass/#.XRYwVVMpCdM
Kenya: Not Anonymous. "9.1 When You claim or are paid a prize, You will automatically be deemed to grant to O8 LOTTO an irrevocable right to publish, through all types of media broadcasting, including the internet, for the purposes of promoting the win, Your full name (as well as Your nick name), hometown, photograph and video materials without any claim for broadcasting, printing or other rights" Source: https://mylottokenya.co.ke/terms-conditions
Malaysia: 100% Anonymous if requested by the winner. Source: https://says.com/my/news/a-24-year-old-malaysian-woman-just-won-more-than-rm4-million-from-4d-lottery
Nagorno-Karabakh: Not Anonymous. Source: http://asbarez.com/120737/artsakh-lottery-winner-claims-car-prize/
New Zealand: 100% Anonymous if requested by winner. Source: https://www.nzherald.co.nz/nz/news/article.cfm?c_id=1&objectid=10383080
North Korea: Not Anonymous. Source: https://www.nknews.org/2018/11/north-korean-sports-ministry-launches-online-lottery/
Northern Cyprus: Anonymity appears to be an option. Source: https://www.pressreader.com/cyprus/cyprus-today/20181124/281590946615912
Oman: 100% Anonymous if requested by the winner. Source: http://www.omanlottery.com/
Philippines: 100% Anonymous if requested by the winner. Source: https://www.rappler.com/nation/214995-ultra-lotto-winners-claim-winnings-pcso-october-2018
Qatar: Not Anonymous. Source: https://www.qatarliving.com/forum/qatar-living-lounge/posts/qatar-duty-free-announces-latest-us1-million
Romania: Anonymity appears to be an option. Source: https://www.thelotter.com/win-lottery-anonymously/
Russia: 100% Anonymous if requested by the winner. Source: http://siberiantimes.com/otheothers/news/siberian-scoops-a-record-184513512-roubles-on-russian-state-lottery/
Samoa: Not Anonymous. Source: https://www.rnz.co.nz/international/pacific-news/191796/samoa%27s-lotto-winner-still-a-mystery
Saudi Arabia: No current lottery. Source: https://www.arabnews.com/police-arrest-lottery-crooks-victimizing-expats
Singapore: Anonymity appears to be an option. Source: https://www.straitstimes.com/singapore/did-you-win-here-are-results-of-136m-toto-hongbao-draw
Solomon Islands: No current lottery. Source: http://www.paclii.org/sb/legis/consol_act/gala196/
South Africa: 100% Anonymous if requested by the winner. Source: https://www.thesouthafrican.com/powerball-results/powerball-winner-r232-million-found-lottery-details/
South Korea: 100% Anonymous if requested by the winner. Source: https://elaw.klri.re.keng_mobile/viewer.do?hseq=38378&type=sogan&key=5
Sri Lanka: Anonymity appears to be an option. Source: http://www.thesundayleader.lk/2010/01/31/where-do-all-the-lottery-winners-go/
Taiwan: 100% Anonymous if requested by the winner. Source: http://m.focustaiwan.tw/news/asoc/201806250011.aspx
Trinidad and Tobago: Anonymity appears to be an option. Source: https://trinidadexpress.com/news/local/student-wins-the-million-lotto/article_3f3c8550-570d-11e9-9cc3-b7550f9b4ad4.html
Tuvalu: No current lottery. Source: http://tuvalu-legislation.tv/cms/images/LEGISLATION/PRINCIPAL/1964/1964-0004/GamingandLotteries_1.pdf
United Arab Emirates: Not Anonymous. Source: https://www.ndtv.com/indians-abroad/shojith-ks-in-sharjah-uae-wins-abu-dhabi-duty-free-big-ticket-4-million-jackpot-rejects-calls-2032942
Vatican City: Anonymity appears to be an option. Source: https://cruxnow.com/vatican/2018/12/04/popes-white-lamborghini-up-for-raffle-winner-gets-trip-to-rome/
Vietnam: Anonymity appears to be an option. Source: https://ampe.vnexpress.net/news/news/vietnamese-farmer-identified-as-winner-of-4-million-lottery-jackpot-3484751.html
Windward Lottery Countries (Dominica, Grenada, Saint Lucia, Saint Vincent and the Grenadines): Not Anonymous. "Prize winners asked to do so by Winlot must give their name and address, and satisfactory establish their identity. All winners of the Jackpot (Match 6) prize will be photographed. Note that Winlot and CBN reserve the right to publish the names, addresses and photographs of all the winners." Source: http://www.stlucialotto.com/snl/super6_rules_regs.php
submitted by Kingofearth23 to LotteryLaws [link] [comments]

Ordering GPU from AliExpress experience

I saw quite a lot of deals on graphics cards on AliExpress I was about to order something above $100 like RX 580 or RX 480. I thought there's good chance it won't come due to logistics or held by the customs as I had done a lot of research on people having problems with Pakistani customs especially a lot of people were against getting something heavy like a GPU (though it's not that heavy as people like to portray it is). Prior to this I ordered thermal paste(something very small so that I could attempt a revival on my current faulty GPU) somewhere around March,2020 it never arrived probably due to the cheap shipping but I never bothered to get a refund particularly because it was only a dollar.I researched on people's experience of buying a graphics card from Aliexpress in Pakistan and they're was very little to find and a lot of the forums people never bought the graphics card and were mostly speculating so I thought I'd give it a try to see who's right and who's wrong. On May 31 I ordered an RX 470(a decent graphics card something not to expensive not to cheap perfect if it went missing it'd be a small gamble if I got it would be a huge gain) took a few days for the seller to ship out of the country somewhere around July it got despatched to Pakistan from Singapore. It was taking too long I was rolling through the last few days I was just about to submit a refund form to Aliexpress last moment but checked the Pakistani post tracking and found out that it reached Karachi. I canceled the request and waited a few days it's position changed from
6:56 AM
**KARACHI INTERNATIONAL MAIL OFFICE (IMO Letter)**Receive item at office of exchange in destination country
7:32 AM
**KARACHI INTERNATIONAL MAIL OFFICE (IMO Letter)**Send item to domestic location in destination country LAHORE FOREING POST
to
6:48 AM
IMO Lahore Receive item at office of exchange in destination country
7:46 AM
IMO Lahore Send item to customs in destination country
pretty much stayed like that. I called Pakistan Post for more information and they basically said that it's in the customs you have to go there pay custom duty and retrieve it . I tried to file a dispute against the seller but AliExpress told me to f off which is understandable as the GPU did arrive in Pakistan. Now I'm not going there for a simple reason is that the pandemic is still at large,parents are high risk and rather lose money than risk my parent's' lives. So what did I learn ordering from AliExpress and reading a lot of stuff online is that
  1. You should try to get the thing your looking for locally and if you have to pay a bit extra then pay it. It's not worth the hassle if not try your luck at Aliexpress.
2.If you want to start a business on Aliexpress you should buy in it bulk + DHL/Fedex shipping (expensive option probably better for small items) or buy it through an AliExpress agent.
My tips for people that are just going to order from AliExpress anyway are
  1. You have to wait a really long time some people get their packages in 2-3 weeks but some get it 2-3 months so patience is key
  2. Don't shy away from getting a refund sellers' are business people if you think something is wrong or the parcel is not coming get your refund these guy's make money everyday they have sellers and buyers
  3. If you live in Lahore don't bother Lahore IMO(the customs )is considered the worst out of all the customs department in Pakistan.They don't even answer the phones 100% sure that if you order from Lahore at least inner city Lahore your package will get held by the customs regardless of how big or small it is basically it goes like IslamabadKarachiLahore.Lahore being the worst possibly in the country not being biased done a lot of reading on forums.Note that I'm not trying to diss on AliExpress/Alibaba I think it's a pretty good platform for business people that know how to deal with the authorities in Pakistan but if your not buying in bulk or you can't find it in Pakistan it's pretty silly to buy it on AliExpress. If you went to a casino and put some chips into slot machine hopping to win high stakes in reality you get nothing that has been my experience with AliExpress. Some people have gotten their things from AliExpress. I read saw some reviews of Pakistanies that got their graphics card RX 580 8 GB from AliExpress (I don't know whether if they had to go the customs or not). So my personal experience(your experience might be different ) with AliExpress hasn't been very good in Pakistan and same has been with Pakistan post so I'm not going to order anything from there anytime soon.I feel going to the customs office or paying customs fee kinda defeats the whole purpose of online shopping.Do I think shopping locally is the best? No you can get scammed a lot in Pakistan if you are not careful best is to tell your relative abroad to buy it for you .I bought my previous GPU with only 1 year warranty when in fact I could've gotten 3 years of warranty and it's been over a year my GPU is broken and yeah if I had 3 years it could've been okay. For people wanting to buy a Gigabyte GPU you buy it from https://easetec.com.pk/ they are an official vendor. My advice is the same for for any other website like AliExpress.
submitted by WorkerEffective3294 to PakGamers [link] [comments]

Spin Casino 60 free spins bonus no deposit required

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The name isn’t the only thing these two casinos have in common, though. They also have a similar, if not identical, casino. The games, graphics, and stakes are alike.
If playing at identical casinos isn’t your cup of tea, we totally understand. There are tons of unique places to play online. You can browse our review section and find dozens of them.
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That said, we aren’t about to rest on our laurels just because Spin Casino is similar to its sister casinos. This is why we still reviewed Spin Casino with the same scrutiny we do when we review other casinos.
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Spin Casino Basic Information

Spin Casino has a license with the Malta Gaming Authority and Kahnawake Gaming Commission. They’re licensed under the names Bayton Ltd and Baytree Ltd.
Bayton Ltd and Baytree Ltd are both managed by The Palace Group. There’s a good chance that you’ve heard of The Palace Group, or at least heard of or played at one of their brands. Some of the other brands they operate include Spin Palace, Ruby Fortune, and Mummy’s Gold.
The Palace Group has been in business a long time, too — since 2001. This means that they’re getting close to their 20th anniversary online, which is light years compared to other casinos.
Between their time in business and their gaming licenses, you can feel comfortable playing at any of their brands. This includes Spin Casino.

Restricted Countries – Who Can’t Play

Players from the following countries cannot play at Spin Casino.
  • Australia
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  • Austria
  • Belgium
  • Czech Republic
  • Denmark
  • France and Outlying Territories
  • Germany
  • Hong Kong
  • Iran
  • Israel
  • Italy
  • Myanmar
  • North Korea
  • Philippines
  • Portugal
  • Romania
  • Singapore
  • Slovakia
  • South Africa
  • Spain
  • USA and Outlying Territories
  • Taiwan
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The Casino

In the following sections, we’re going to look at Spin Casino’s games. That way, you can get an idea of the games they offer so that you can decide if they’ll be a good fit for you.
Unlike most casinos nowadays, Spin Casino uses only Microgaming software for its animated casino games. There’s nothing wrong with this. It’s just that you won’t have the game or graphics variety that you will have at casinos that work with multiple software providers.
Trust us, though; this casino is plenty good enough. Spin Casino offers a little bit of everything here including slots, video poker, and table games.
They have a live dealer casino, too. Their live games come from Evolution and Ezugi, who are heavy hitters in the live gaming space. The result is a robust selection of live games. We’ll look at these later.
The one confusing aspect of their casino is that there are three sections — a casino, live casino, and Vegas (casino). We’re going to list some of their games below, but we’re only going to make a distinction between their animated and live dealer games.
We also noticed that their Vegas casino section doesn’t have any filters. You can’t select the type of games (slots, table games, video poker, etc.) that you want to see. This can make it tough to find the type of game you’re looking for unless you already know what it’s called.
The good news is that most, if not all, of their Vegas games, are also available in their main casino. This means there’s a chance you won’t need to visit the Vegas section at all.
Anyway, that covers the basics. Let’s now jump into each section and look at some specific examples of casino games you can play at Spin Casino.

Table Games

We’re going to start with Spin Casino’s table games. The following is a list of card and poker games that we found during our review.
  • Atlantic City Blackjack
  • Baccarat
  • Roulette
  • 3 Card Poker
  • Card Climber
  • Classic Blackjack
  • Craps
  • Double Exposure Blackjack
  • European Blackjack
  • European Roulette
  • Flip Card
  • High-Speed Poker
  • Hold’em High
  • Vegas Downtown Blackjack
  • Multi Wheel Roulette
  • Red Dog
  • Super Fun 21
  • Vegas Strip Blackjack
  • Spanish Blackjack
  • Triple Pocket Hold’em Poker
  • Cyberstud
  • And more!
There are both pluses and minuses to Spin Casino’s table game section. We’ll start with the downsides.
The most frustrating thing about their table games is that there’s no way to filter for specific games in the Vegas section. This can make it incredibly tough to find the games you want to play unless you already know what they’re called.
Another thing we were sort of unimpressed with is the lack of non-blackjack and roulette games. There are not enough games to offset all the blackjack and roulette options.
However, that brings us to one of the good things about their table game selection. They have lots of blackjack and roulette games.
In fact, you’ll find more than 30 blackjack games and more than 10 roulette games. Some of these are merely high-stakes variants or duplicate titles with improved graphics. Even discounting those, you’d be hard-pressed to find a better selection elsewhere.
Another thing we’re fans of is some of the unique games that you’ll find at Spin Casino that aren’t readily available elsewhere. For example, we can’t think of another casino that offers Triple Pocket Hold’em, Hold’em High, or Card Climber.
That’s always a good thing.
Table Game Testing, Graphics, and Stakes
Once we were done browsing their games, we opened a few of them up to make sure they worked well and to see what their graphics and stakes are like.
The graphics for the games we tested are pretty good. They’re not glossy, overly polished, or even realistic. They look more like animated games. There’s nothing wrong with that, though.
They don’t make it clear the stakes you can play for. We had to manually decrease and increase our bets to figure out the limits. The stakes we found varied from $2/hand or round to as much as $1,000. But keep in mind that this may vary depending on the game you play.
These aren’t bad limits — they’re higher than what many casinos offer. No t only that, but we also anticipated their live dealer casino offering even higher stakes. This means that we’re less concerned about how high the stakes are in this section of their casino.
We’ll look at their live dealer section in a few minutes.

Video Poker

The next section we checked out was Spin Casino’s video poker games. Here are the games we found during our review.
  • Aces & Eights Poker
  • Aces and Faces
  • All Aces Poker
  • Deuces Wild Poker
  • Deuces Wild Bonus Poker
  • Double Double Bonus Poker
  • Jacks or Better Poker
  • All American
  • Bonus Poker
  • Deuces & Joker Poker
  • Joker Poker
  • Louisiana Double Poker
  • Tens or Better Poker
This is an okay selection. On top of this, you’ll find “power,” “multi-hand,” and “Gold Series” variants that you can also choose from. We counted nearly 25 poker games in their main casino.
There are video poker machines in the Vegas section too, but we didn’t find anything different than what’s listed above.
Testing Their Games, Graphics, and Stakes
We tested a couple of their poker games during our review.
The games we played had average graphics, but that’s to be expected with video poker machines. They’re not meant to be fancy. They worked great, though. We experienced no lagging or bugs.
Some of them had neat features, too. For example, the machines we played offered the chance to double your winnings. When you make a winning hand, you can click the “double” button to play a mini-game to see if you can double up. Keep in mind that if you lose this game, you lose everything.
The best feature, though, had to be the automatic hold. Many video poker machines will tell you when you made a winning hand so that you don’t forget to hold those cards. However, one of the machines we played automatically held the best cards according to the common video poker strategy.
Now, we don’t know what strategy these machines are using or how optimal that strategy is. However, they did hold the cards we would have had this feature not existed. This is a neat option if you’re new to video poker and aren’t sure how to play optimally.
As far as stakes go, we found machines that let us play for as little as $0.25 per coin to as much as $50 per round. We recommend you bet the max number of coins, though, which means your minimum bet will be $1.25. This will vary from machine to machine, though.
Overall, we liked Spin Casino’s video poker section. We’d like to see more unique titles to choose from, but our opinion is that this lineup will work for most people reading this.

Slots

Next up is Spin Casino’s slot selection. They have far too many slot machines to list here, but here is a small sample to give you an idea of what you’ll be able to play.
  • 5 Reel Drive
  • Snow & Sable
  • Amazing Aztecs
  • Book of Oz
  • Cashville
  • Cash of Kingdoms
  • Diamond Empire
  • Dolphin Coast
  • Fruit vs Candy
  • Halloween
  • Girls with Guns
  • Game of Thrones
  • Highlander
  • Jurassic World
  • Lady in Red
  • Kings of Cash
  • Hitman
  • Lost Vegas
  • Lucky Koi
  • Oink Country Love
  • Pretty Kitty
  • Moby Dick
  • Monster Wheels
  • Robin of Sherwood
  • Silver Fang
  • So Much Sushi
  • The Great Albini
  • The Phantom of the Opera
  • Tomb Raider
  • Win Sum Dim Sum
  • Fat Lady Sings
  • Jekyll & Hyde
  • Jurassic Park
  • The Legend of Olympus
  • Throne of Egypt
  • Steam Punk Heroes
  • Winning Wizards
  • Untamed Bengal Tiger
  • Old King Cole
  • And more!
You’ll find all these slots in the main casino. There are plenty more where this comes from too. You’ll also find more slots — including unique titles not found in the main casino — inside the Vegas section.
That said, their selection of slots is much smaller than we expected considering that they work with Microgaming. We still can’t complain, though, especially after seeing some of the titles that you can play here.
For example, the slots that stood out to us are the licensed/branded slots. Licensed slots are machines that revolve around IP that other companies own. This includes movies (Jurassic Park), video games (Hitman), TV shows (Game of Thrones), and more.
These are fun to play because it’s highly likely that you’re going to be a fan of whatever the slot machine is about. For example, we like Jurassic Park. This means we get to kill two birds with one stone — play slots about a theme we really like.
Not only that, but you can play many of these slot machines in brick-and-mortar casinos. We’ve played Game of Thrones countless times during our trips to Las Vegas.
And this is just the licensed slots. You still have all the other slots that Spin Casino has to offer. This includes slots with bonus rounds, 3 and 5 reels, progressive jackpots, and features such as free spins, wilds, scatters, and more.
As for stakes, they vary so much that it’s hard to give concrete numbers. That said, we found machines that allowed us to play for as little as $0.10/spin to as much as $200. Most of the machines we looked at maxed out at $30 or less, though. This means that you might have to do some digging to find the machines with higher limits.
Overall, while Spin Casino’s slot section can definitely be bigger given that they’re powered by Microgaming, what they do have will be more than enough for most people.
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Live Dealer Games

Last up is Spin Casino’s live dealer section. Here are the games we found during our review.
  • Dragon Tiger
  • Private Blackjack
  • Shangri La Roulette
  • Dream Catcher
  • Casino Hold’em
  • Baccarat
  • Football Studio
  • Roulette
  • Ultimate Texas Hold’em
  • Lightning Roulette
  • Infinite Blackjack
  • Baccarat Super 6
  • Evolution Party Table
This is a solid selection of live games, especially when compared to other online casinos. But that’s not a surprise since some of these games come from Evolution Gaming, who’s a heavy hitter in the live gaming space.
Once you click on one of these games, you’ll be redirected to a section where you’ll find several tables to choose from (depending on the game). You’ll also find a navigation bar at the top with several filters to help you quickly find the game you want to play.
The lowest stakes we found for these games is $5 for blackjack. This is sort of a bummer since some live blackjack games can be played for as little as $1. However, $5 is pretty standard for a live game, so it’s not something we can hold against them.
You can play some of their other games, like baccarat or roulette, for $0.10-$1 per round.
The highest stakes we found were $5,000 for blackjack, $2,000 for roulette, and as much as $5,000 for everything else. These aren’t th highest stakes online, but they should work for most people.
One of the most impressive things about their games is the camera work. The different angles they use and the close-ups make it look like you’re watching a movie. Depending on the game, you can also change the camera option. For example, the roulette game lets you choose from 3D, immersive, or classic camera angles
The streams were very good considering how good the camera work was. We noticed a few lags, but they didn’t take away from the game much. The resolution was pretty good regardless.
Other features include the option to chat with your tablemates and the dealer, adjust the sound and camera angles, bet behind, and set up automatic actions. You can even multi-table several games at once.
Overall, we’re impressed with the live dealer casino at Spin Casino. You’ll have plenty of games to choose from, stakes, features, and men and women dealers that speak different languages.
We recommend you check it out.
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The Sportsbook

Spin Casino is unique from some of the other casinos under The Palace Group brand in that they also have a sportsbook. It’s called Spin Sports.
Here’s what you can expect to find if you choose to bet here.

Sports, Market, and Betting Options

Spin Sports has an excellent selection of sports that you can bet on. Here’s what we found during our review.
  • Soccer
  • Basketball
  • Tennis
  • Ice Hockey
  • American Football
  • Handball
  • Volleyball
  • Cricket
  • Rugby Union
  • Rugby League
  • Esports
  • Specials
  • Virtual Sports
  • Boxing
  • Gold
  • Badminton
  • Winter Sports
  • MMA
  • Darts
  • Snooker and Pool
  • Baseball
  • Cycling
  • Motor Racing
  • Speedway
  • Floorball
  • Table Tennis
  • Bandy
  • Aussie Rules
  • Surfing
  • Netball
  • Gaelic Football
  • Gaelic Hurling
  • Super Spin Specials
Many of these options have dropdown menus, too.
For example, click on the soccer option, and a dropdown menu containing options such as England, Europe, Spain, Italy, and Germany will appear. This goes for many of the other options, too — you’ll find countries as subcategories. You’ll need to click on these to find the different leagues that play in those countries.
Your betting options will obviously depend on the sport you bet on. We found plenty of choices, though. For example, you can bet outrights or money lines for Europa basketball. You’ll find spread betting, more money lines, oveunder, and outrights for NBA games.
Click on a match, and you’ll find additional markets. For example, we checked out an NBA game and found options to bet on different quarters, total points, team points per quarter or half, overtime, and more.
There are plenty of betting options here, which was a surprise, honestly, considering who’s running this sportsbook.

Live Betting

Spin Sports also offers live sports betting.
When we were there, you could bet on soccer, basketball, tennis, ice hockey, and cricket. We wouldn’t be surprised if they covered more matches than this (when those games are available).
In fact, we know that’s the case since we looked at their Event View and Live Schedule tabs. This is where you’ll see all the sports you can bet on, all the matches, and the number of betting opportunities available for each one.
And that’s about it for their live sportsbook. The one thing we’d really like to see added in the future is the option to watch live streams. It’d make sense to add a racebook too.
Here’s hoping that Spin Sports has both items on their to-do list.
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Final Thoughts

Spin Sports is a much better sportsbook than we expected. It’s hard to expect something this impressive from a company that has been running only casinos for more than a decade.
We’re fans, though. There are plenty of sports and markets to bet on. You also have your standard options for betting in American, fractional, or decimal odds, as well as using the sportsbook in different languages.
That said, there is room for improvement. They could add a racebook, live streaming, and additional features and build out their esports section.
But we think they’ve done a good job so far, and it’ll be more than enough for your typical casino player or recreational bettor.

Banking Options

Something we noticed during our review is that there’s the option to deposit inside both the casino and the sportsbook. As far as we can tell, it looks like you’ll want to deposit to the section you plan to spend your time in.
In other words, if you want to bet sports, you’ll want to deposit to your sportsbook account. If you want to play blackjack or slots, you’ll want to make your deposit to the casino.
The good news is that it looks like the same banking options are accepted in both sections. Find an option that works for you, and you can use it in both places.
When we reviewed Spin Casino, we didn’t find any evidence that suggests they charge fees on their deposits. This is great news. However, it’s not clear whether they charge fees on withdrawals.
As for limits, you can cash out as much as €4,000 per week if the amount you’re trying to cash out is more than 5x the amount that you’ve deposited over the life of your account. Otherwise, it looks like you can cash out as much as £10,000 in a 24-hour period.
This will depend on the banking option you use, of course.
Progressive jackpots are exempt from these rules, which is great to see. It’s no surprise, though, considering that they work with Microgaming.
That wraps up their banking details. The following two sections will list the banking methods you can use to fund and cash out your account.

Deposits

  • Visa
  • Visa Electron
  • Mastercard
  • Maestro
  • Neteller
  • iDebit
  • Trustly
  • Skrill
  • Echeck
  • MuchBetter
  • Paysafecard
  • Instant Banking
  • Neosurf
  • ecoPayz
  • Flexepin
  • Direct Bank Transfer

Withdrawals

  • Credit Card
  • Debit Card
  • PayPal
  • Neteller
  • Skrill
  • Paysafecard
  • ecoCard
  • Citadel
  • Instadebit
  • Direct Bank Transfer
  • Echeck
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Bonus Promotions

You can claim a few promotions as a customer of Spin Casino and Spin Sports. The following sections summarize the offers you can claim and the terms you need to fulfill if you do.

Spin Casino Promotions

The following are offers that you’ll find under the promotions tab on the casino side of things.

New Player Bonus

This is an offer available to first-time customers. Spin Casino is offering a 100% match bonus of up to $1,000. It’s spread out over your first three deposits like this.
  • First Deposit – 100% match up to $400
  • Second Deposit – 100% match up to $300
  • Third Deposit – 100% match up to $300
This is a nice offer because you have multiple opportunities to claim as much as you can. It’s especially helpful for players on a budget who can’t deposit $1,000 in one shot.
You will need to roll over this bonus 50x, though the playthrough will depend on the casino game you play. We recommend reading their terms if you plan to play a game other than slots.
The downside to this offer is that if you do happen to complete the playthrough with money to spare, and you want to withdraw it, cash-outs will be limited to 100 casino credits. You’ll forfeit the rest of the bonus.
That being the case, it might make more sense to play the bonus (and lose money) until you only have 100 credits left. Then make a withdrawal if you want. That way, you can enjoy the bonus money/winnings for as long as possible.
And that’s all they have for bonus offers. Spin Casino does say that they offer bonuses on a daily, weekly, and monthly basis. We have no idea what those offers look like, though.
While we were there, we did notice that they have a “bonus wheel.” You spin the wheel, and you can earn prizes, such as bonuses to claim. It looks like you can spin the wheel once every couple of hours.
This is pretty neat.

Loyalty Club

Spin Casino also offers a loyalty club. This is a multi-tier program that awards more perks the higher your status.
This program has six levels.
  • Blue
  • Silver
  • Gold
  • Platinum
  • Diamond
  • Privé
As you ascend, you’ll receive additional perks such as bonus points, more entry points, exclusive tournaments, VIP support, phone support, and exclusive gifts and bonuses.
You can receive monthly bonuses too. Climb the ladder to the very top of their VIP program, and you can receive more than $10,000 every month in bonuses.
Getting to each tier is straightforward — you need to earn so many points to reach a specific status, and then so many points to maintain that status each month. You’ll earn 1 point for every $10 you spend in the casino.
We recommend you read their promotions page to determine for sure if this program will be a good fit for you. But if we understand their points setup and minimum point requirements correctly, then this looks like a good program to use — even for low-stakes players!

Spin Sports Promotions

You’ll need to be in the sportsbook section in order to find their sports betting promotions. The following are the promotions we found during our review, including what you can get and the terms you need to fulfill.
Free Bet – First-time sports bettors will be able to claim a free bet bonus. This is a 100% match up to $200. To claim the offer, deposit at least $10.
This offer has a 5x rollover ($1,000 if you claim the entire $200) before you can withdraw any winnings. We recommend you read their terms and conditions for their other rules, as you’ll need to abide by odd minimums/maximums when you make your bets.
And that’s the only offer we found for sports bettors during our review.
This isn’t a bad offer by any means. That said, it would be great if they had a few other promotions running. It’d be nice to see some kind of cashback or rebate offer or additional bonuses.
But as the saying goes, something is better than nothing.

Mobile Friendliness

Both Spin Casino and Spin Sports are mobile-friendly. You don’t need to download any apps. All you need to do is go to the casino or sportsbook from your phone or tablet and log in. You’ll be able to play all games and make bets from your browser.
It looks like you’ll have the full sportsbook at your disposal. And considering that they work with Microgaming and Evolution Gaming, we wouldn’t be surprised if most or even all of their casino games are available.
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Customer Support

You can use the following options to contact Spin Casino.
The email address above is addressed to the parent company of Spin Casino. The issue with that is they manage several other casinos.
For that reason, we recommend that you make it clear that you’re a Spin Casino customer when you contact them. That way, you eliminate any confusion and reduce the chances of any unnecessary back and forth.
We were disappointed to see that they don’t offer phone support despite saying they do in multiple places throughout their website.
That said, phone support still isn’t a standard communication method offered by online gambling sites. It wouldn’t be fair if we held the lack of phone support against Spin Casino.
Besides, you can contact them 24/7 using the methods above. We sent Spin Casino an email, and we were surprised to receive a response less than two hours later. They answered our questions, too.
That’s better than the average casino for sure. For that reason, we give Spin Casino’s support two virtual thumbs up.
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